:root{color-scheme:light;font-family:-apple-system,BlinkMacSystemFont,Segoe UI,system-ui,sans-serif;line-height:1.6;background-color:#f9fafb;color:#1f2933}*,*:before,*:after{box-sizing:border-box}:focus-visible{outline:2px solid #0f3d74;outline-offset:2px}body{margin:0;min-height:100vh;background:radial-gradient(circle at 10% 20%,#f1f5f9 0,#f9fafb 50%),#f9fafb}a{color:#0f3d74;text-decoration:none}a:hover,a:focus-visible{text-decoration:underline}header{border-bottom:1px solid #e1e6eb;background:#fffc;backdrop-filter:blur(6px);position:sticky;top:0;z-index:10}.site-shell{max-width:960px;margin:0 auto;padding:0 1.5rem}.site-header{display:flex;align-items:center;justify-content:space-between;padding:1rem 0}.skip-link{position:absolute;left:-999px;top:auto;background:#fff;color:#0a2345;padding:.5rem .75rem;border-radius:.5rem;box-shadow:0 8px 30px #0921451f;text-decoration:none;z-index:30}.skip-link:focus-visible{left:1rem;top:1rem}.brand{display:inline-flex;align-items:center;gap:.4rem;font-weight:700;font-size:1.1rem;color:#0a2345}main{padding:2rem 0 3rem}footer{border-top:1px solid #e1e6eb;background:#fff;margin-top:3rem;padding:1.5rem 0 2rem;color:#3a4551}.footer-links{display:flex;flex-wrap:wrap;gap:.75rem 1.25rem;padding:0;margin:0 0 .75rem;list-style:none}.footer-note{font-size:.95rem;margin:0}.page-heading{margin-top:0;margin-bottom:.5rem}.breadcrumbs{margin:.25rem 0 .75rem;font-size:.9rem;color:#5b6672}.breadcrumbs ol{display:flex;flex-wrap:wrap;align-items:center;gap:.2rem;padding:0;margin:0;list-style:none}.breadcrumbs li{display:inline-flex;align-items:center}.breadcrumb-separator{color:#9aa6b5;margin:0 .25rem}.lede{color:#3a4551;font-size:1.05rem;max-width:70ch}.card{background:#fff;border:1px solid #e1e6eb;border-radius:12px;padding:1.25rem;box-shadow:0 10px 40px #0921450a}.grid{display:grid;gap:1rem}.disclaimer-banner{width:100%;background:#0f3d7414;color:#0a2345;border-bottom:1px solid #d7e3f1;font-size:.95rem}.disclaimer-banner__inner{max-width:960px;margin:0 auto;padding:.5rem 1.25rem;display:flex;align-items:center;justify-content:space-between;gap:.5rem}.disclaimer-banner__text{margin:0}.banner-dismiss{background:none;border:1px solid #9fb9d4;border-radius:999px;padding:.2rem .6rem;font-size:.85rem;color:#0a2345;cursor:pointer}.banner-dismiss:focus-visible{outline:2px solid #0f3d74;outline-offset:1px}.assumptions{border:1px solid #e1e6eb;border-radius:10px;background:#fff;box-shadow:0 8px 30px #09214508}.assumptions summary{cursor:pointer;padding:.9rem 1rem;font-weight:600;list-style:none}.assumptions summary::-webkit-details-marker{display:none}.assumptions summary:focus-visible{outline:2px solid #0f3d74;outline-offset:3px;border-radius:8px}.assumptions[open] summary{border-bottom:1px solid #e1e6eb}.assumptions__body{padding:1rem;color:#3a4551}.tax-year-note{display:inline-block}.tax-year-note__heading{margin:0 0 .35rem;font-weight:700;color:#0a2345}.tax-year-note__list{margin:0;padding-left:1.25rem;color:#3a4551}.tax-year-note__list li{margin-bottom:.35rem}.tax-year-note__list li:last-child{margin-bottom:0}.link-list{display:flex;flex-wrap:wrap;gap:.5rem 1rem;padding:0;list-style:none}.calculator-shell{display:grid;gap:1rem;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));align-items:start}.calculator-heading{margin:0 0 .5rem}.calculator-form{display:grid;gap:.75rem}.form-field{display:flex;flex-direction:column;gap:.35rem;font-weight:600;color:#0a2345}.form-field input,.form-field select{width:100%;padding:.65rem .75rem;border:1px solid #d4dce3;border-radius:10px;font-size:1rem;background:#fff;transition:border-color .15s ease,box-shadow .15s ease}.form-field input:focus-visible,.form-field select:focus-visible{border-color:#0f3d74;box-shadow:0 0 0 3px #0f3d7430}.form-error{margin:0;padding:.6rem .75rem;border-radius:10px;border:1px solid #f6c1cc;background:#fce8ec;color:#9b1b30;font-size:.95rem}.calc-table{width:100%;border-collapse:collapse;margin-top:.5rem}.calc-table th,.calc-table td{border:1px solid #e1e6eb;padding:.65rem .75rem;text-align:left}.calc-table thead th{background:#f4f7fb;font-weight:700}.calc-table tbody th{font-weight:600;width:45%}.calc-table tbody tr:nth-child(2n) th,.calc-table tbody tr:nth-child(2n) td{background:#fafbfc}.tax-breakdown{margin:0}.tax-breakdown__title{margin:0 0 .5rem}.tax-breakdown__table{width:100%;border-collapse:collapse}.tax-breakdown__table th,.tax-breakdown__table td{border:1px solid #e1e6eb;padding:.65rem .75rem;text-align:left}.tax-breakdown__table thead th{background:#f4f7fb;font-weight:700}.tax-breakdown__table tbody th{font-weight:600;width:55%}.tax-breakdown__table tbody tr:nth-child(2n) th,.tax-breakdown__table tbody tr:nth-child(2n) td{background:#fafbfc}.tax-breakdown__row--emphasize th,.tax-breakdown__row--emphasize td{font-weight:700;color:#0a2345;border-color:#c9d6e3}.muted-text{color:#5b6672}.result-table{margin:0}.result-table__title{margin:0 0 .5rem}.at-a-glance{margin-top:.75rem;padding:.5rem;border:1px solid #e1e6eb;border-radius:14px;background:linear-gradient(135deg,#f9fbff,#fff)}.at-a-glance .card{margin:0}.related-links__list{margin:0;padding-left:1.25rem;display:grid;gap:.35rem}.stack{display:flex;flex-direction:column;gap:1rem}.two-column{grid-template-columns:repeat(auto-fit,minmax(320px,1fr));align-items:start}.section-breakdown{margin-top:1.5rem;gap:1.25rem 1.5rem}.assumptions-section{margin-top:1.5rem}@media (max-width: 640px){.site-header{flex-direction:column;align-items:flex-start;gap:.25rem}main{padding:1.5rem 0 2.5rem}}